What is it Like to Live on Fisher Island?

Living in the Richest and most Exclusive ZIP code in the USA

Fisher Island in Miami Beach, Florida, has claimed the title of the country’s wealthiest zip code for several years in a row. This ultra-luxury island offers a unique opportunity to disconnect from the mainland while enjoying top-notch amenities. The David Siddons Group is ready to guide you through Fisher Island, providing insights into this exclusive residential community and the unparalleled experience of living there.

How to Get to Fisher Island, Fl.

Fisher Island Miami is an exclusive 216-acre island located minutes off the coast of Miami and is only accessible by yacht or private ferry. Once you arrive at the ferry terminal you can only access the ferry if you are a resident, a guest of a resident, or a guest of the small luxury hotel on the Island.

The ferry leaves every 5 minutes and takes up to 7 and a half minutes to reach Fisher Island. Ferries are available all year round and new ferries are expected soon with more capacity to transport residents and their guests. Commercial traffic to and from the island will be separated from residents’ transport. On the island you will see most transportation is done with golf carts, courtesy to the residents. An off-island parking lot and trolley is provided for employees.

Fisher Island Residents

It is said that around 700 families live on the 216-acre island. That is one family per 13,441 SF, speaking of privacy!! Although Fisher Island residents mostly use the island as a second, third, or even fourth residence, in recent years more and more families have made it their primary residence. Many tax law refugees from states like NY and NJ are now flocking to the island, as well as many wealthy families from South America who value safety and privacy.

How Self-Sufficient is the Island?

When it comes to everyday needs on Fisher Island, one has access to a small bank, a post office, a grocery store, several dining facilities, a fire rescue station, and emergency medical services. The island is also home to several playgrounds for kids, marinas, and beaches. The island has no pharmacy however and although the supermarket offers a good amount of products, the variety of products is not as wide as on the mainland. The Fisher Island Public Safety Department and The Fisher Island Fire Station provide services 24 hours a day. There is no recorded/reported crime.

For children, there is a private accredited day school on Fisher Island; Fisher Island Day School is A-Rated and serves grades PK till grade 8. The school has currently over 80 students enrolled.

The Amenities at Fisher Island, Florida

Fisher Island is a resort-style island and offers the top class amenities

The historic Vanderbilt Mansion

Built in 1935 to the design of famed Palm Beach architect Maurice Fatio, the historic Mediterranean Mansion is home to the Garwood Lounge, the City View Café, the Snooker Club, Café Tangier, the Library, the drawing room, and the Ballroom.

  • Garwood Lounge and Piano Bar, Fine Dining
  • City View Cafe, an elegant restaurant
  • Library Drawing Room and Salon
  • Grand Ballroom available for Club and Private functions
  • Snooker Club billiards and dining room for equity members only
  • Heated saltwater pool with attendant service

The Fisher Island Club Hotel

A member of “The Leading Hotels of the World”, this 15-room boutique property boasts four historic cottages, six courtyard villas, and a guest house with five junior suites.

The Links

This par 35 championship nine-hole golf course designed by P.B. Dye includes a double-ended driving range, putting green, clubhouse, pro shop, and the Golf Grill

The Tennis Center

This world-class tennis facility features 18 lighted courts, including 2 grass, 5 red clay, 2 hard, and 9 Hydro Har-Tru courts, as well as a pro shop.

Spa Internazionale

The 24,000-square-foot Mediterranean-style spa retreat offers a full range of health and wellness services and body treatments, in addition to a state-of-the-art fitness center with personal training and aqua therapy.

The Fisher Island Marinas

Two surge-proof marinas with over 100 slips: one residents-only marina and one deep-water marina accommodating yachts up to 250 feet. Moreover, the marinas offer a ship store and a seaplane ramp and there are yacht and fishing charters available

Beaches and the Fisher Island Beach Club

Fisher Island has over one mile of pristine white sand beaches with imported Bahamian white sand, with a full-service beach at the Beach Club. The beach club offers a casual beachside restaurant and seaside pavilions with beach attendant service

Dining Venues

Seven unique dining establishments range from casual to elegant, for every palate and occasion: Beach Club, Café Porto Cervo, City View Café, Garwood Lounge, Golf Grill, Sunset Bar, Sushi Bar, and La Trattoria.

Town Center

A waterfront dining and retail destination set alongside the Island’s resident marina. Town Center includes the Island Market, La Trattoria, Porto Cervo, Regions Bank, and Rey’s Dry Cleaners.

Conference Center

Located at the Tennis Center, this fully equipped corporate board room comfortably accommodates up to 40 people and is equipped with audio-visual technology.

Vanderbilt Park

There’s something for everyone to enjoy at this community park, including a children’s playground, exercise area, dog park, basketball court, and volleyball court.

Real Estate on Fisher Island

Fisher Island real estate is predominantly a condo market. All condo buildings on the island are built in the same style to keep a certain conformity. There are only 8 Fisher Island homes for sale, none of which are located on waterfront lots. Most Fisher Island condos offer large residences with 3,000+ sf and 3+ bedrooms. Many buyers of Fisher Island condos buy here because they feel it is the perfect replacement for a single-family home but with more security. 

Fisher Island is home to two newer projects: 

Palazzo del Sol and Palazzo della Luna, both offer the highest standards in finishes, 3+ bedrooms, and 3,700 SF or more of interior SF. Currently, there is one project under construction which is Six on Fisher Island

The Newest Condos on Fisher Island

Condo Status Year Listings
Palazzo del Sol Delivered 2015 Palazzo del Sol Listings
Palazzo della Luna Delivered 2019 Palazzo della Luna Lisitngs
Palazzo del Mare Delivered 2007 Palazzo del Mare Listings
Six Fisher Island In Pre-construction 2026 Six Listings

Membership and Cost of Living

Equity membership at Fisher Island is optional, yet it provides unrestricted access to all the island’s amenities. Available to property owners and a limited number of non-property owners, each Equity Membership represents an ownership stake in the Club. This membership grants the Member and their immediate family exclusive use of the Club’s facilities, participation in Special Membership Events, and access to various attractions such as the Beach Club, fine dining restaurants, the social club, The SPA, 18 tennis courts, a golf course, and two marinas.

For residents without the membership, access to island amenities is limited. If you appreciate the exclusive “club” lifestyle offered on the island, the comprehensive access to these amenities becomes a significant advantage.

Fisher Island’s HOA fees, inclusive of reserves, average at $1.15 per square foot. Additionally, the flat $2800 monthly FICA fee (Fisher Island Community Association) adds an extra $0.60 to $0.85 per square foot, depending on the unit size. These fees support the maintenance of the island’s landscaping, roads, transportation system, on-island services (fire department, security, administrative offices, banking, dry-cleaning, supermarket), and amenities such as the one-mile-long private beach, health clinic, and house of worship.

Combined, the HOA and FICA fees amount to a maximum of $2.00 per square foot, which is lower than the fees of many luxury condos in Miami Beach. (For detailed HOA price comparisons, please contact us.)

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These are the most commonly asked Google Real Estate Related questions

1. What are the Current Best New Condos in Miami?

If you want to hear in more details our opinions on the best new Miami new construction condos. Please read this article:Best New Construction Condos 2022-2023

2. What is the best New Construction Condo in Fort Lauderdale?

In our opinion, the Residences at Pier Sixty-six are certainly the most interesting and unique. Already well underway this 32 Acre project will be home to the first of its kind Marina where owners will be able to anchor up vessels up to a staggering 400 ft! For specifics of this project see our independent review of this project.

3. How can I compare the new luxury construction Condos to the best existing Luxury Condos in Miami? 

Our Best Luxury Condos in Miami article will prove to be very useful to those looking to compare the existing to the new. You may also want to watch this video which shows the performance of the best Condos in Miami over the last 15 years!


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